We still live in a society, but we seem to live in a remote village, located deep in the forest. T. e. seems to us that everything in this world happens by coincidence, not because there are some rules and, so surprisingly - perform.
I talked recently with his former employee, who six months ago, abruptly changed the life of her husband drove, and then changing the work in one of the web -studios city to work in Bitrix. My husband is constantly gnobit her, scaring her that if she decides to leave, he will take the child (to her husband's written part of the apartment of his parents, and she was homeless ). Turn the brain and look at the statistics of judicial decisions, and to consult a lawyer - was not destined to see. And this is higher education and a fairly wide field of vision.
Then she told me that her husband took a loan is quite a large sum of money, and now she is afraid that it will come for the money. Again, include the brain and look at the process of collection of overdue loans she did not want to. First, he must stop paying, then the bank should try to recover, then judgment must then make sure it nesosostoyatelnosti pay a loan and only then - it. And then still have to prove that they are somehow related, if not living together. It is not the guarantor of this loan, do not co-surety, even in the face of the money has not seen. The maximum that can be imputed - both lived at the time of taking loan. In any case, this time up in the air. If the rough, the dude must die so that police officers took up her.
Recently, the bank exchanged for a new card - expired. The reception manager is Grandma and curses. ' Grandma robbed '. Three years ago, she or someone on its behalf took the money from the account, which she put off retirement. Grandma had forgotten about it and came to withdraw money again. Extract gave her - all written, when and how much filmed and put on the account. Asked to write an application to get it from the archive as a receipt with her signature is. But, of course, the bank has nothing else to do, like stealing from her grandmother penny. They cheapskate and krovopivtsy. As a result, three-story mat and demand her money back. It's a pity old woman - a human. But why not write a statement, a copy of the receipt and, if in doubt - though the bank suddenly and stole her dime ( anything can happen, a grandmother - a ruble, and a hundred bucks. ), To sue?.
I regularly communicate with Moneymaker - all kind of persecution on the part of the tax. Moreover, the lower the income, the greater the mania. People are willing to lose up to 15% on the withdrawal of money, only to leave no trace - in fact they do exactly the same as those who simply throws off their earnings in the savings bank or card connected to 0. 8%. Just wanted to ask about the image of a tax inspector in their heads: probably, they represent a guy wearing pince-nez, and SS uniform, directing them to a table lamp.
People! . Or at least study the precedents. To do this, too, need to read. And it is not fantasy horror stories where someone has heard something, and real cases, documented.
A side effect of poor education in the financial and legal areas - it is unwise loans homyache poddakivanie Learn and forums, the extra spending in the preparation of documents, and more. We have no culture of spending money, there is no culture of consumption, there is no culture of borrowing, there is a business culture. Remember how many times have you given a loan without interest to someone who then gave the debt a long time and are constantly offended that you remind him about it. Remember that stupid loan for which you overpaid so much that for a long time remembered fondly that trip and that a purchase for which the loan was taken. Remember how many times have you thought it was necessary purchase, but eventually threw the thing, or just forget about it after a couple of days after the purchase.
Remembered? . Maybe something will change after this.
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